Payment channels on the invoice
Choose per invoice how the customer should pay — bank transfer, SEPA direct debit, cash, or Stripe pay link. The invoice email adapts automatically.
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Payment channels on the invoice
In the invoice editor you choose how the customer should pay on a per-invoice basis. The invoice email, the "Payment information" block on the PDF, and the associated workflow all adapt automatically to your choice.
Available payment channels
| Channel | When to use | What the invoice email says |
|---|---|---|
| Bank transfer (default) | Classic invoice — customer transfers manually | "Please transfer EUR X by DD.MM. to the following account …" |
| SEPA Direct Debit | You automatically collect the amount (e.g. monthly retainers) | "We will debit EUR X on DD.MM. from your account …1234. Please do not transfer manually." |
| Cash | Direct on-site sale | No payment instructions — notice that the invoice is paid in cash |
| Stripe pay link | Online pay link (credit card, SEPA, Apple Pay …) | "Pay now online" button embedding the Stripe Checkout link |
How to change the payment channel
- Open the invoice in the editor.
- Scroll to the Payment channel section.
- Pick the desired option from the dropdown.
- For SEPA Direct Debit: a second dropdown appears with active mandates for the client — pick the right one. If the client has no mandate yet, create one first on the client detail page.
- Save the invoice.
SEPA pre-notification
When you switch an invoice to SEPA Direct Debit, dVersum automatically replaces the usual "Please transfer …" wording with a SEPA pre-notification. This is legally required and avoids the most common SEPA support ticket — customer transfers AND gets debited.
The pre-notification automatically contains:
- Mandate reference (e.g.
MNDT-2026-000042) - Your Creditor ID
- Collection date (= invoice due date)
- Last 4 digits of the debtor IBAN
- Notice "Please do not transfer manually"
Details in SEPA Direct Debit (pain.008).
Stripe pay link
If you've configured a Stripe Secret Key per org (Settings → Integrations → Stripe), you can generate a pay link per invoice. As soon as the customer pays, dVersum automatically marks the invoice as "paid" and creates a payment record.
dVersum tip
Set a default payment channel per client in the client master data so new invoices come pre-filled correctly. For recurring retainer clients, that saves you a click every month.
Last updated: 7/9/2026